This is going to be a bit of a moan about Direct Line Car Insurance rates to be honest, though I’ll try to make it a Direct Line Insurance Review as well.
I’m not a big car user, since I have a home office I tend to work from home most days, so a week can pass between using my car. I sometimes use it so little that the battery goes flat, so a car isn’t exactly important to my life style (would rather walk), that said I couldn’t live without one so car insurance is a necessary evil :-)
Car Insurance Renewal Due
Anyway, my car insurance renewal with Direct Line Insurance was due last month, but their quote had gone up again despite moving to a safer area on the UK East coast and NEVER making an insurance claim! According to Direct Line sales staff Skegness (small holiday town) has a higher crime rate than Grimsby (large city)!
I went with Direct Line about 5-6 years ago because they are a well known UK insurance company and gave the cheapest car insurance quote. But for the last few years the rates have gone up a little when it really should be going down, the car is aging, I’m aging and I’ve never made an insurance claim.
Have at least 5 years no claims bonus!
Safer Area = Higher Car Insurance!
Last November we moved from Grimsby which I just heard on SKY News (prompting this post/rant) is a UK hot spot for car crime (we lived next to a street locally called Murder Mile!) to Skegness (bought a house we are renovating) which I think most would agree will have less car crime than a city like Grimsby (both properties have a drive, so no other difference) and so car insurance should be cheap here. When I informed Direct Line of the move the insurance premium was increased again, not by much, but it adds up over time!
So with the renewal due it was time to review my options and do a little car insurance comparison shopping.
A neighbour told me his car insurance (from Halifax Car Insurance) was under £150 a year and his car is more powerful, Direct Line’s renewal insurance quote was over £200 a year, so gave the recommended insurance company a call and saved myself over £70 a year!
Now paying £135 a year for car insurance, so much happier. Check them out for yourself at Halifax Car Insurance.
Next I have to find a new insurance company to insure my Transit Van before the end of July (the company insuring the car doesn’t insure vans). So if anyone knows a cheap UK van insurance company please post it’s name in the comments below.
Direct Line Insurance Sucks!!!